Fintech apps for banks, brokers and insurers, that people trust with their money.
Apps & websites · Fintech apps · Jakarta, Indonesia
rekursiv researches, designs and builds banking, trading and insurance apps in Jakarta, with flows tested on real customers before launch.
Brands we’ve worked with
What We Build
Banking Apps
Mobile and corporate banking, cash management and wholesale platforms.
Trading & Investment Apps
Registration, onboarding, watchlists, orders and portfolios for securities and fund apps.
Insurance & Financial Super Apps
Policies, claims, investment and payments in one app.
Onboarding & KYC Flows
Registration and e-KYC flows that more people finish.
Back Office & Integrations
Admin tools, core-system integrations and dashboards behind the app.
Research & Usability Testing
Interviews and tests with your real customers, beginners and active users.
Results from Our Projects
75Kusers in 8 monthsOne by IFG
4.9app ratingOne by IFG
62%faster registrationBahana Sekuritas
89%of the UX strategy implementedMirae Asset Sekuritas
Fintech App Development, Explained
What Makes a Fintech App Different
People hand a fintech app their money and their identity, so trust decides whether they sign up and stay. Every flow has to be clear at the moments that feel risky: registration, identity checks, the first deposit, an order, a claim. On top of that, the app must follow the rules: OJK requirements for financial services and UU PDP No. 27/2022 for personal data.
Results from Our Fintech Apps
- One by IFG reached 75K users in 8 months with a 4.9 app rating.
- Bahana Sekuritas' DXTrade: registration 62% faster and product finding 92% faster after a usability-led redesign.
- Mirae Asset Sekuritas: research with 30 traders, investors and beginners shaped a UX strategy; 89% of it was implemented and the app launched to a 4.7 rating.
- BTN Cash Management System: revamped after tests with 10 corporate users, without confusing the clients who rely on it.
Onboarding Is Where Fintech Apps Win or Lose
Registration and e-KYC are where most people give up. We test these flows with first-time users and active traders, cut steps that don't build trust, and explain why each piece of data is needed.
Build or Redesign?
Many financial apps already exist and work, but feel hard. A usability test of the current app shows what to keep, what to fix and what to rebuild, so the budget goes where customers feel it.
Why rekursiv for Fintech
Experience in Regulated Products
Banking, securities, insurance and state-owned financial apps.
Research with Real Customers
Beginners, active traders and corporate users, in Bahasa Indonesia.
Design and Development in One Team
What we test is what ships.
Measured After Launch
Ratings, registrations and drop-offs, improved release by release.
Industries: BankingSecurities & tradingInsuranceInvestment & fundsState-owned financial services
How We Work
- 01Research users, the business and the data you already have.Research findings
- 02Design flows and UI, tested as prototypes with real users.Tested prototype
- 03Build iOS, Android, web and the back office, in-house.Working product
- 04Test usability and QA on the key flows before launch.Launch-ready build
- 05Improve with analytics and regular releases after launch.Releases & reports
Projects
75K users in 8 monthsOne by IFG, an All-in-One Finance App
IFG75K users in 8 months
Registration 62% fasterRevitalizing a Stock Trading App
Bahana Sekuritas8+ new features
Tested by 30 traders firstPre-Launch UX Research for a Trading App
Mirae Asset Sekuritas4.7 app rating
Cash management, made clearBTN Cash Management System
Bank BTN
Wholesale banking, simplifiedWholesale Banking Platform Redesign
Bank MandiriFrequently Asked Questions
Do you build fintech apps in Indonesia?
Yes. We research, design and build banking, trading and insurance apps in Jakarta, for clients such as IFG, Bahana Sekuritas, Mirae Asset Sekuritas, BTN and Bank Mandiri.
How do you handle OJK and data protection requirements?
We design flows with your compliance team from the start, so consent, identity checks and data handling follow OJK requirements and UU PDP No. 27/2022.
Can you redesign our existing banking or trading app?
Yes. We usually start with a usability test of the current app, then redesign the flows that cost you customers, such as registration and orders.
Do you work with our core banking or trading systems?
Yes. We build the app and the back office, and integrate with your existing systems and vendors.
How much does a fintech app cost?
It depends on the features, platforms, integrations, compliance work and how much research and testing you want. We scope each app after a short call.
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